# BANK BRADESCO

Summary updated: 2026-10-02T08:53:58.794162Z
Canonical: https://finbar.com/research/companies/bank-bradesco

## Overview

Banco Bradesco S.A. is a Brazilian commercial bank and financial-services group, founded in 1943. Its core business is banking, complemented by services including credit cards, brokerage, investment banking, insurance, pensions, and health and dental care. The company states its purpose is “to create opportunities for people’s fulfillment and the sustainable development of companies and society.” [1](https://app.finbar.com/go?id=P147935090)[2](https://app.finbar.com/go?id=T16948454)[3](https://app.finbar.com/go?id=P147935486)[4](https://www.bradescori.com.br/en/bradesco/who-are-we/)

Bradesco’s operations are primarily in Brazil, with a smaller international presence that includes branches and subsidiaries in locations such as New York, Grand Cayman, Luxembourg, London, Hong Kong and Mexico. As scale indicators, it reported R$24.7 billion in net profit for 2025 and R$40.923 billion in net interest income for the first half of 2026. An external source reports 82,095 employees at the end of 2025. [5](https://app.finbar.com/go?id=P147938613)[6](https://app.finbar.com/go?id=P94254978)[7](https://app.finbar.com/go?id=T16840947)[8](https://stockanalysis.com/stocks/bbd/employees/)
[1](https://app.finbar.com/go?id=P147935090)[2](https://app.finbar.com/go?id=T16948454)[3](https://app.finbar.com/go?id=P147935486)[4](https://www.bradescori.com.br/en/bradesco/who-are-we/)[5](https://app.finbar.com/go?id=P147938613)[6](https://app.finbar.com/go?id=P94254978)[7](https://app.finbar.com/go?id=T16840947)[8](https://stockanalysis.com/stocks/bbd/employees/)[4](https://www.bradescori.com.br/en/bradesco/who-are-we/)[8](https://stockanalysis.com/stocks/bbd/employees/)

## Products & services

Bradesco offers retail and business banking products including demand, savings and time deposits; consumer vehicle financing (CDC and leasing); payroll-deductible and housing loans; corporate lending; and credit cards. Its digital banking services include app-based access to private payroll loans, mortgages, debt renegotiation and cryptocurrency trading. [9](https://app.finbar.com/go?id=P147935906)[2](https://app.finbar.com/go?id=T16948454)[10](https://app.finbar.com/go?id=P147225448)

Through Bradesco Seguros, the group provides life, auto and property, health and dental insurance, open pension products and capitalization bonds. Its investment and financial services include fixed- and variable-income funds, balanced and alternative funds, global and thematic strategies, brokerage and custody, investment banking, and capital-markets and advisory services. [3](https://app.finbar.com/go?id=P147935486)[11](https://app.finbar.com/go?id=P147935116)[2](https://app.finbar.com/go?id=T16948454)[12](https://app.finbar.com/go?id=P147225369)

Bradesco also provides checking accounts, collections and payment services, and consortium management. In 2Q26, reported fee and commission income was R$10.5 billion; cards contributed R$4.5 billion (about 43%), checking accounts/collections/payments R$2.0 billion (about 19%), asset management R$1.0 billion (about 10%), consortium R$0.9 billion (about 9%), custody/brokerage R$0.6 billion (about 6%), and capital markets/advisory R$0.5 billion (about 5%). Percentages are approximate, calculated from the reported amounts; the listed categories do not comprise the full total. [12](https://app.finbar.com/go?id=P147225369)[13](https://app.finbar.com/go?id=P147225370)
[9](https://app.finbar.com/go?id=P147935906)[2](https://app.finbar.com/go?id=T16948454)[10](https://app.finbar.com/go?id=P147225448)[3](https://app.finbar.com/go?id=P147935486)[11](https://app.finbar.com/go?id=P147935116)[12](https://app.finbar.com/go?id=P147225369)[13](https://app.finbar.com/go?id=P147225370)

## Geographic presence

Bradesco’s operations are substantially concentrated in Brazil. At December 31, 2025, it reported 2,009 branches, 724 business units and 85,476 customer-service points, alongside 82,095 consolidated employees. The reported figures do not break down branches or employees by Brazilian region. [5](https://app.finbar.com/go?id=P147938613)[14](https://app.finbar.com/go?id=T880394)

Its overseas footprint includes branches, subsidiaries and representative offices in Luxembourg, the Cayman Islands, the United States, the United Kingdom, Hong Kong, Mexico and Guatemala; a June 2026 insurance subsidiary schedule also lists an operation in Buenos Aires, Argentina. [15](https://app.finbar.com/go?id=T16840806)[16](https://app.finbar.com/go?id=T16840807)[17](https://app.finbar.com/go?id=T16947778)

For the six months ended June 30, 2026, Bradesco disclosed insurance net written reinsurance premiums by Brazil’s macroregions: Southeast R$34.095 billion (67.4%), Northeast R$6.413 billion (12.7%), South R$4.778 billion (9.4%), Midwest R$3.620 billion (7.2%) and North R$1.682 billion (3.3%). These figures describe insurance premiums, not consolidated group revenue. [18](https://app.finbar.com/go?id=T16840919)
[5](https://app.finbar.com/go?id=P147938613)[14](https://app.finbar.com/go?id=T880394)[15](https://app.finbar.com/go?id=T16840806)[16](https://app.finbar.com/go?id=T16840807)[17](https://app.finbar.com/go?id=T16947778)[18](https://app.finbar.com/go?id=T16840919)

## Business segments

Bradesco’s FY2025 reporting describes two business segments. **Banking** serves individual and corporate customers through investment banking, domestic and international banking, investment fund management, and consortium administration. **Insurance** encompasses life, pension, health, and non-life portfolios. [19](https://app.finbar.com/go?id=P147937645)

By FY2025 managerial net income, Banking contributed approximately **58.7%** (R$14.411 billion of R$24.549 billion), and Insurance, pension and capitalization bonds contributed approximately **41.0%** (R$10.070 billion). The managerial statement also reports **Other Activities** at approximately **0.3%** (R$0.069 billion); it is shown separately, but is not identified in the cited segment description as a business segment or assigned a specific focus. These percentages use the managerial statement’s segment total, not consolidated IFRS net income. [20](https://app.finbar.com/go?id=T16948946)
[19](https://app.finbar.com/go?id=P147937645)[20](https://app.finbar.com/go?id=T16948946)[20](https://app.finbar.com/go?id=T16948946)[20](https://app.finbar.com/go?id=T16948946)[20](https://app.finbar.com/go?id=T16948946)

## Company history

Banco Bradesco was founded in Marília, Brazil, in 1943 by Amador Aguiar. It established Fundação Bradesco in 1956, entered early banking automation with a computer in 1962, and introduced the SOS Bradesco cash dispenser in 1970. [21](https://museubradesco.fb.org.br/pages/capitulos/amador-aguiar.html) [4](https://www.bradescori.com.br/en/bradesco/who-are-we/) [22](https://fundacao.bradesco/a-fundacao)

The company expanded beyond banking by forming Grupo Bradesco Seguros in 1983, and its corporate timeline records the launch of an internet-banking service in 1995. From the mid-1990s through 2004, it grew through acquisitions including BCN, Banep, Continental, BoaVista, Banco Mercantil, Zogbi and B.E.M. [4](https://www.bradescori.com.br/en/bradesco/who-are-we/)

A major later expansion came with the acquisition of HSBC Brasil, completed in 2016. In 2018, Luiz Carlos Trabuco Cappi moved from chief executive to chairman of the board. [23](https://www.hsbc.com/-/files/hsbc/investors/results-and-announcements/stock-exchange-announcements/2016/july/sea-160701-hsbc-completes-sale-of-brazil-business.pdf) [24](https://www.bradescori.com.br/en/bradesco/corporate-governance/boards/board-of-directors/)
[21](https://museubradesco.fb.org.br/pages/capitulos/amador-aguiar.html)[4](https://www.bradescori.com.br/en/bradesco/who-are-we/)[22](https://fundacao.bradesco/a-fundacao)[23](https://www.hsbc.com/-/files/hsbc/investors/results-and-announcements/stock-exchange-announcements/2016/july/sea-160701-hsbc-completes-sale-of-brazil-business.pdf)[24](https://www.bradescori.com.br/en/bradesco/corporate-governance/boards/board-of-directors/)

## Sources

1. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=P147935090)
2. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=T16948454)
3. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=P147935486)
4. [www.bradescori.com.br](https://www.bradescori.com.br/en/bradesco/who-are-we/)
5. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=P147938613)
6. [BANK BRADESCO — Press release (2025 Y), p1](https://app.finbar.com/go?id=P94254978)
7. [BANK BRADESCO — Press release (2026 Q 2), p2](https://app.finbar.com/go?id=T16840947)
8. [stockanalysis.com](https://stockanalysis.com/stocks/bbd/employees/)
9. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=P147935906)
10. [BANK BRADESCO — Presentation (2026 Q 2), p14](https://app.finbar.com/go?id=P147225448)
11. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=P147935116)
12. [BANK BRADESCO — Presentation (2026 Q 2), p10](https://app.finbar.com/go?id=P147225369)
13. [BANK BRADESCO — Presentation (2026 Q 2), p10](https://app.finbar.com/go?id=P147225370)
14. [BANK BRADESCO — Full financial report (2025 Y), p41](https://app.finbar.com/go?id=T880394)
15. [BANK BRADESCO — Full financial report (2026 Q 2), p70](https://app.finbar.com/go?id=T16840806)
16. [BANK BRADESCO — Full financial report (2026 Q 2), p71](https://app.finbar.com/go?id=T16840807)
17. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=T16947778)
18. [BANK BRADESCO — Full financial report (2026 Q 2), p141](https://app.finbar.com/go?id=T16840919)
19. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=P147937645)
20. [BANK BRADESCO — Full financial report (2025 Y)](https://app.finbar.com/go?id=T16948946)
21. [museubradesco.fb.org.br](https://museubradesco.fb.org.br/pages/capitulos/amador-aguiar.html)
22. [fundacao.bradesco](https://fundacao.bradesco/a-fundacao)
23. [www.hsbc.com](https://www.hsbc.com/-/files/hsbc/investors/results-and-announcements/stock-exchange-announcements/2016/july/sea-160701-hsbc-completes-sale-of-brazil-business.pdf)
24. [www.bradescori.com.br](https://www.bradescori.com.br/en/bradesco/corporate-governance/boards/board-of-directors/)

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