# HUNTINGTON BANCSHARES INC /MD/

Summary updated: 2026-10-02T10:42:21.127363Z
Canonical: https://finbar.com/research/companies/huntington-bancshares-md

## Overview

Huntington Bancshares Incorporated is a bank holding company headquartered in Columbus, Ohio. Through its subsidiaries, it provides consumer and commercial banking, including deposits, lending and payments, as well as mortgage banking, consumer finance, investment banking, capital markets, equipment finance, wealth management, trust, brokerage and insurance services. Its two reportable segments are Consumer & Regional Banking and Commercial Banking, serving individuals, businesses and corporate clients. [1](https://app.finbar.com/go?id=P87402688)[2](https://app.finbar.com/go?id=P72558456)[3](https://app.finbar.com/go?id=P53515016)[4](https://app.finbar.com/go?id=P84883817)

For FY2025, the latest completed reporting year as of October 2, 2026, Huntington reported $8.231 billion in total revenue on a fully taxable equivalent basis (a non-GAAP measure) and $225.106 billion in total assets at year-end. [5](https://www.sec.gov/Archives/edgar/data/49196/000004919626000015/hban-20251231.htm) It operated more than 1,000 branches across 14 states at the end of 2025; following its February 2026 merger with Cadence Bank, it reported nearly 1,400 branches across 21 states. [1](https://app.finbar.com/go?id=P87402688)[6](https://app.finbar.com/go?id=P79711968) Huntington describes its commitment as making people’s lives better, helping businesses thrive and strengthening communities, and its vision as becoming the country’s leading people-first, customer-centered bank. [7](https://app.finbar.com/go?id=P26476397)
[1](https://app.finbar.com/go?id=P87402688)[2](https://app.finbar.com/go?id=P72558456)[3](https://app.finbar.com/go?id=P53515016)[4](https://app.finbar.com/go?id=P84883817)[6](https://app.finbar.com/go?id=P79711968)[7](https://app.finbar.com/go?id=P26476397)[5](https://www.sec.gov/Archives/edgar/data/49196/000004919626000015/hban-20251231.htm)

## Products & services

Huntington offers consumer deposit products including Asterisk-Free, Perks, Platinum Perks and SmartInvest checking accounts, as well as Relationship Savings, Relationship Money Market, Premier Savings and certificates of deposit. Depending on the account, checking benefits include early pay, alerts and credit or identity monitoring. Its mobile and digital services include mobile check deposit, bill payment, Zelle, transfers, debit-card controls, budgeting and spending tools, savings goals and alerts; additional tools include linked external accounts, financial scenario planning, advisor matching and Secure Vault. [8](https://www.huntington.com/Personal/checking) [9](https://www.huntington.com/Personal/savings-cds-overview) [10](https://www.huntington.com/Personal/mobile-banking/mobile-apps) [11](https://www.huntington.com/Personal/online-banking/digital-banking-tools) [12](https://www.huntington.com/Personal/online-banking/digital-experiences)

Business and institutional offerings include deposits and liquidity management, payments, payables and receivables, lending, and online banking services. Treasury-management capabilities include zero-balance accounts and investment or credit sweeps; integrated treasury APIs support account reporting, payment origination, file transmission and connected deposits. Huntington also provides mortgage banking, direct and indirect consumer finance, investment banking, capital-markets and advisory services, equipment and distribution finance, investment management, trust, brokerage and insurance. [13](https://www.huntington.com/Commercial) [14](https://www.huntington.com/Commercial/treasury-management) [15](https://www.huntington.com/Commercial/deposits-liquidities-management) [16](https://www.huntington.com/Commercial/integrated-treasury-management) [17](https://app.finbar.com/go?id=P85221820)

For FY2025, payments and cash-management revenue was $613 million, or 28.2% of noninterest income; wealth and asset-management revenue was $408 million (18.8%); customer deposit and loan fees were $250 million (11.5%); and capital-markets and advisory fees were $168 million (7.7%). Percentages are calculated from the reported figures. [18](https://app.finbar.com/go?id=T8971458)
[8](https://www.huntington.com/Personal/checking)[9](https://www.huntington.com/Personal/savings-cds-overview)[10](https://www.huntington.com/Personal/mobile-banking/mobile-apps)[11](https://www.huntington.com/Personal/online-banking/digital-banking-tools)[12](https://www.huntington.com/Personal/online-banking/digital-experiences)[13](https://www.huntington.com/Commercial)[14](https://www.huntington.com/Commercial/treasury-management)[15](https://www.huntington.com/Commercial/deposits-liquidities-management)[16](https://www.huntington.com/Commercial/integrated-treasury-management)[17](https://app.finbar.com/go?id=P85221820)[18](https://app.finbar.com/go?id=T8971458)[8](https://www.huntington.com/Personal/checking)[9](https://www.huntington.com/Personal/savings-cds-overview)[10](https://www.huntington.com/Personal/mobile-banking/mobile-apps)[11](https://www.huntington.com/Personal/online-banking/digital-banking-tools)[12](https://www.huntington.com/Personal/online-banking/digital-experiences)[13](https://www.huntington.com/Commercial)[14](https://www.huntington.com/Commercial/treasury-management)[15](https://www.huntington.com/Commercial/deposits-liquidities-management)[16](https://www.huntington.com/Commercial/integrated-treasury-management)

## Geographic presence

Huntington Bancshares is headquartered in Columbus, Ohio. At December 31, 2025, it had more than 1,000 branches in 14 states; after completing its merger with Cadence Bank on February 1, 2026, it reported nearly 1,400 branches across 21 states. The expanded footprint includes Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, West Virginia, and Wisconsin. Some of Huntington’s businesses operate in additional geographies beyond its branch network. [17](https://app.finbar.com/go?id=P85221820)[1](https://app.finbar.com/go?id=P87402688)[19](https://ir.huntington.com/news-presentations/press-releases/detail/967/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south)[20](https://www.huntington.com/About-Us)

The Cadence merger extended Huntington’s presence into Texas and the South and contributed 390 branches. The company has also been expanding in the Carolinas: in March 2026 it described six branches across five North Carolina and South Carolina markets and plans for about 55 branches in the region; in June 2026 it announced its 10th full-service Carolinas location. [19](https://ir.huntington.com/news-presentations/press-releases/detail/967/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south)[21](https://ir.huntington.com/news-presentations/press-releases/detail/974/huntington-bank-opens-flagship-branch-in-winston-salem)[22](https://ir.huntington.com/news-presentations/press-releases/detail/999/huntington-bank-opens-first-branch-in-kernersville)

The latest reviewed filings do not provide state- or region-level revenue, loan, or deposit breakdowns. The 2025 annual report gives average full-time-equivalent employment of 20,424, but does not allocate employees geographically. [1](https://app.finbar.com/go?id=P87402688)[23](https://app.finbar.com/go?id=T3161198)
[17](https://app.finbar.com/go?id=P85221820)[1](https://app.finbar.com/go?id=P87402688)[23](https://app.finbar.com/go?id=T3161198)[20](https://www.huntington.com/About-Us)[19](https://ir.huntington.com/news-presentations/press-releases/detail/967/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south)[21](https://ir.huntington.com/news-presentations/press-releases/detail/974/huntington-bank-opens-flagship-branch-in-winston-salem)[22](https://ir.huntington.com/news-presentations/press-releases/detail/999/huntington-bank-opens-first-branch-in-kernersville)

## Business segments

Huntington reports two business segments: Consumer & Regional Banking and Commercial Banking, alongside a Treasury / Other function. Consumer & Regional Banking serves consumer and business customers through lending, deposits, payments, mortgages, dealer financing, wealth management, trust and estate services, brokerage, and insurance. Commercial Banking serves mid-market to large corporate clients, providing banking, asset finance, commercial real estate, capital markets, government and specialty banking, and national settlement services. [24](https://app.finbar.com/go?id=P10316399)[25](https://app.finbar.com/go?id=P57540295)[26](https://app.finbar.com/go?id=P83432781)

For FY2025, approximate segment contributions measured as net interest income plus noninterest income were Consumer & Regional Banking $5.551 billion (68%), Commercial Banking $2.911 billion (36%), and Treasury / Other negative $296 million (negative 4%), against consolidated net interest income plus noninterest income of $8.166 billion. The business-segment shares exceed 100% in total because Treasury / Other is negative. Treasury / Other includes items outside the two business segments, primarily technology and operations and other unallocated assets, liabilities, revenues, and expenses. [27](https://app.finbar.com/go?id=T11130089)[28](https://app.finbar.com/go?id=P48598770)
[24](https://app.finbar.com/go?id=P10316399)[25](https://app.finbar.com/go?id=P57540295)[26](https://app.finbar.com/go?id=P83432781)[27](https://app.finbar.com/go?id=T11130089)[27](https://app.finbar.com/go?id=T11130089)[27](https://app.finbar.com/go?id=T11130089)[27](https://app.finbar.com/go?id=T11130089)[28](https://app.finbar.com/go?id=P48598770)

## Company history

Founded in Columbus, Ohio, in 1866 as P.W. Huntington & Company, the bank began acquiring other institutions in 1923. Its 1958 acquisition of Market Exchange Bank added its first branch, and in 1966 Huntington Bancshares was formed as a bank holding company with 13 branches. Over subsequent decades, Huntington expanded beyond Ohio into neighboring Midwestern and Appalachian states. [29](https://www.huntington.com/About-Us/160-years)

Huntington’s expansion included its 2007 merger with Sky Financial Group and its 2014 acquisition of Camco Financial. In 2009, Stephen D. Steinour became chairman, president, and CEO. The 2016 acquisition of FirstMerit and 2021 merger with TCF Financial further enlarged the bank’s Midwest presence. [30](https://ir.huntington.com/news-presentations/press-releases/detail/742/huntington-bancshares-and-sky-financial-group-inc-complete-merger) [31](https://ir.huntington.com/news-presentations/press-releases/detail/325/huntington-bancshares-expands-in-ohio-with-closing-of-acquisition-of-camco-financial-parent-of-advantage-bank) [32](https://ir.huntington.com/news-presentations/press-releases/detail/676/huntington-bancshares-announces-the-election-of-stephen-d-steinour-as-chairman-president-and-chief-executive-officer) [33](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-16-682313/d229131dex991.htm) [34](https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members)

More recently, Huntington completed its acquisition of Veritex in October 2025, extending its reach in Texas, and its merger with Cadence Bank became effective February 1, 2026, expanding its presence across Texas and the South. [35](https://ir.huntington.com/news-presentations/press-releases/detail/948/huntington-bank-completes-merger-with-veritex-deepening-commitment-to-texas) [19](https://ir.huntington.com/news-presentations/press-releases/detail/967/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south)
[29](https://www.huntington.com/About-Us/160-years)[30](https://ir.huntington.com/news-presentations/press-releases/detail/742/huntington-bancshares-and-sky-financial-group-inc-complete-merger)[31](https://ir.huntington.com/news-presentations/press-releases/detail/325/huntington-bancshares-expands-in-ohio-with-closing-of-acquisition-of-camco-financial-parent-of-advantage-bank)[32](https://ir.huntington.com/news-presentations/press-releases/detail/676/huntington-bancshares-announces-the-election-of-stephen-d-steinour-as-chairman-president-and-chief-executive-officer)[33](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-16-682313/d229131dex991.htm)[34](https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members)[35](https://ir.huntington.com/news-presentations/press-releases/detail/948/huntington-bank-completes-merger-with-veritex-deepening-commitment-to-texas)[19](https://ir.huntington.com/news-presentations/press-releases/detail/967/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south)

## Sources

1. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P87402688)
2. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P72558456)
3. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P53515016)
4. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P84883817)
5. [www.sec.gov](https://www.sec.gov/Archives/edgar/data/49196/000004919626000015/hban-20251231.htm)
6. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P79711968)
7. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P26476397)
8. [www.huntington.com](https://www.huntington.com/Personal/checking)
9. [www.huntington.com](https://www.huntington.com/Personal/savings-cds-overview)
10. [www.huntington.com](https://www.huntington.com/Personal/mobile-banking/mobile-apps)
11. [www.huntington.com](https://www.huntington.com/Personal/online-banking/digital-banking-tools)
12. [www.huntington.com](https://www.huntington.com/Personal/online-banking/digital-experiences)
13. [www.huntington.com](https://www.huntington.com/Commercial)
14. [www.huntington.com](https://www.huntington.com/Commercial/treasury-management)
15. [www.huntington.com](https://www.huntington.com/Commercial/deposits-liquidities-management)
16. [www.huntington.com](https://www.huntington.com/Commercial/integrated-treasury-management)
17. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P85221820)
18. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=T8971458)
19. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/967/huntington-bank-completes-merger-with-cadence-bank-expanding-presence-across-texas-and-the-south)
20. [www.huntington.com](https://www.huntington.com/About-Us)
21. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/974/huntington-bank-opens-flagship-branch-in-winston-salem)
22. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/999/huntington-bank-opens-first-branch-in-kernersville)
23. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=T3161198)
24. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P10316399)
25. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P57540295)
26. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P83432781)
27. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=T11130089)
28. [HUNTINGTON BANCSHARES INC /MD/ — Full financial report (2025 Y)](https://app.finbar.com/go?id=P48598770)
29. [www.huntington.com](https://www.huntington.com/About-Us/160-years)
30. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/742/huntington-bancshares-and-sky-financial-group-inc-complete-merger)
31. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/325/huntington-bancshares-expands-in-ohio-with-closing-of-acquisition-of-camco-financial-parent-of-advantage-bank)
32. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/676/huntington-bancshares-announces-the-election-of-stephen-d-steinour-as-chairman-president-and-chief-executive-officer)
33. [ir.huntington.com](https://ir.huntington.com/regulatory-sec-filings/all-sec-filings/content/0001193125-16-682313/d229131dex991.htm)
34. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/83/huntington-completes-merger-with-tcf-adds-five-new-board-members)
35. [ir.huntington.com](https://ir.huntington.com/news-presentations/press-releases/detail/948/huntington-bank-completes-merger-with-veritex-deepening-commitment-to-texas)

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