# Sompo Holdings, Inc.

Summary updated: 2026-10-02T10:37:50.856855Z
Canonical: https://finbar.com/research/companies/sompo-holdings

## Overview

Sompo Holdings, Inc. is a Japan-based insurance and wellbeing group whose core businesses include domestic property and casualty insurance, overseas insurance, domestic life insurance, and nursing care. Its products include auto, fire, marine and personal accident insurance, as well as life insurance and annuities. The company states its purpose as “For a future of health, wellbeing and financial protection.” [1](https://app.finbar.com/go?id=P156044206)[2](https://app.finbar.com/go?id=P156044209)[3](https://www.sompo-hd.com/en/company/aspiration/)

Sompo operates in Japan and internationally, with offices in 29 countries and regions as of March 31, 2025. [4](https://app.finbar.com/go?id=P156044213)[5](https://www.sompo-hd.com/en/group/overseas/) For the fiscal year ended March 31, 2026, it reported consolidated insurance revenue of ¥5.37 trillion. Its FY2025 ESG data reports 72,237 employees. [6](https://app.finbar.com/go?id=T17991882)[7](https://www.sompo-hd.com/en/csr/esg/data/)
[1](https://app.finbar.com/go?id=P156044206)[2](https://app.finbar.com/go?id=P156044209)[3](https://www.sompo-hd.com/en/company/aspiration/)[4](https://app.finbar.com/go?id=P156044213)[5](https://www.sompo-hd.com/en/group/overseas/)[6](https://app.finbar.com/go?id=T17991882)[7](https://www.sompo-hd.com/en/csr/esg/data/)[3](https://www.sompo-hd.com/en/company/aspiration/)[5](https://www.sompo-hd.com/en/group/overseas/)[7](https://www.sompo-hd.com/en/csr/esg/data/)

## Products & services

Sompo’s insurance products include property and casualty coverage across fire, marine, personal accident, automobile, compulsory automobile liability, and other P&C categories, alongside life insurance covering individual and group insurance and annuities. Its FY2026 reporting presents insurance revenue by these categories, but does not state them as percentages of company performance. [8](https://app.finbar.com/go?id=T17991892)

Consumer products include Sompo Direct’s mail-order automobile insurance, “Otona no Jidousha Hoken,” and fire insurance, as well as Mysurance’s online travel-cancellation, smartphone, and renters’ insurance. Travel-cancellation cover applies to domestic and international trips, including accommodation and airline bookings; its embedded enrollment service connects insurance purchase with reservation information. [9](https://app.finbar.com/go?id=P39233696)[10](https://app.finbar.com/go?id=P38085829)[11](https://app.finbar.com/go?id=P66873854) Sompo Japan also offers tailored insurance for automated-driving pilot tests, combining coverage for automated-driving risks with risk consulting and an IoT service that analyzes driving data. A related rider for insured parties such as automated-vehicle developers addresses fault allocation and does not seek compensation from developers insured under the rider. [12](https://app.finbar.com/go?id=P3701764)[13](https://app.finbar.com/go?id=P44810310)[14](https://app.finbar.com/go?id=P20102530)

Other services include automobile insurance for mobility-support providers, with priority payouts for registered drivers involved in accidents while providing transport support; the scope was extended to Japanese ride-sharing operators. [15](https://app.finbar.com/go?id=P21204243)[16](https://app.finbar.com/go?id=P71466172)[17](https://app.finbar.com/go?id=P2766537) Sompo Care offers home- and facility-based care, private services, technology-enabled care, and meals, while ND Software supplies care-provider software, including its Honobono NEXT product. [18](https://app.finbar.com/go?id=P2904929)[19](https://app.finbar.com/go?id=P43000532)[20](https://app.finbar.com/go?id=P112634125) Sompo Asset Management offers products from global asset managers and assesses external products’ ESG and stewardship practices; the reported ESG-assessment share describes third-party products, not a share of company revenue or performance. [21](https://app.finbar.com/go?id=P80862228)
[8](https://app.finbar.com/go?id=T17991892)[9](https://app.finbar.com/go?id=P39233696)[10](https://app.finbar.com/go?id=P38085829)[11](https://app.finbar.com/go?id=P66873854)[12](https://app.finbar.com/go?id=P3701764)[13](https://app.finbar.com/go?id=P44810310)[14](https://app.finbar.com/go?id=P20102530)[15](https://app.finbar.com/go?id=P21204243)[16](https://app.finbar.com/go?id=P71466172)[17](https://app.finbar.com/go?id=P2766537)[18](https://app.finbar.com/go?id=P2904929)[19](https://app.finbar.com/go?id=P43000532)[20](https://app.finbar.com/go?id=P112634125)[21](https://app.finbar.com/go?id=P80862228)

## Geographic presence

For FY2026, the year ended March 31, 2026, Sompo’s property and casualty operations covered 29 countries and regions. Its reported footprint spans North America, Europe, Turkey, the UAE, Asia, Brazil and Australia. Overseas insurance includes direct insurance and reinsurance, serving commercial/specialty and consumer/personal markets. The company describes regional growth drivers, including North America, the UK and EMEA, but the materials reviewed do not provide revenue or premiums by country or region. [22](https://app.finbar.com/go?id=P117635009)[23](https://app.finbar.com/go?id=P84281700)

The group’s listed overseas bases include Bermuda, the United States, the United Kingdom, Luxembourg, Singapore, Turkey, Malaysia and Brazil. In Japan, key offices are concentrated in metropolitan Tokyo, with Osaka/Kansai serving as a business-continuity base. Sompo reports a worldwide property and casualty workforce of more than 30,000, without a geographic employee breakdown. [24](https://app.finbar.com/go?id=T13254906)[25](https://app.finbar.com/go?id=P41541473)[26](https://app.finbar.com/go?id=P81980480)
[22](https://app.finbar.com/go?id=P117635009)[23](https://app.finbar.com/go?id=P84281700)[24](https://app.finbar.com/go?id=T13254906)[25](https://app.finbar.com/go?id=P41541473)[26](https://app.finbar.com/go?id=P81980480)

## Business segments

For the year ended March 31, 2026, Sompo Holdings reported four reportable business segments: Domestic P&C insurance, Overseas insurance, Domestic life insurance, and Nursing care. Domestic P&C focuses on Japanese property and casualty underwriting and investment activities; Overseas insurance covers property and casualty underwriting and investment activities outside Japan; Domestic life insurance covers Japanese life underwriting and investment; and Nursing care provides nursing and related services. [27](https://app.finbar.com/go?id=P156044198)

By external-customer revenue, Domestic P&C insurance was the largest segment at ¥2,685.5 billion, or approximately 47.9% of consolidated revenue. Overseas insurance contributed ¥2,428.7 billion (43.4%), Domestic life insurance ¥258.7 billion (4.6%), and Nursing care ¥186.2 billion (3.3%). [28](https://app.finbar.com/go?id=T17991891)

The company also reports “Others,” comprising company, digital-related, asset management, and other businesses outside the reportable segments. Others contributed ¥42.0 billion, or approximately 0.7% of consolidated revenue. Percentages are calculated from reported external-customer revenue of ¥5,601.5 billion; the segment amounts and consolidated total are reported in the segment table. [29](https://app.finbar.com/go?id=P156044197)[28](https://app.finbar.com/go?id=T17991891)
[27](https://app.finbar.com/go?id=P156044198)[28](https://app.finbar.com/go?id=T17991891)[29](https://app.finbar.com/go?id=P156044197)

## Company history

Sompo’s roots trace to Tokyo Fire Insurance Company, established in 1888 and described by the group as Japan’s first fire insurer; this was a predecessor company, not the founding of Sompo Holdings itself. [30](https://www.sompo-hd.com/en/ir/data/annual/online2019/history/) In 2002, Yasuda Fire & Marine and Nissan Fire & Marine merged to form Sompo Japan Insurance. [31](https://www.sompo-hd.com/-/media/hd/en/files/ir/materials/annual/backpdf/sompo/2006/s-2006-all.pdf?la=en)

In 2010, Sompo Japan and NIPPONKOA established NKSJ Holdings as a joint holding company. [32](https://www.sompo-hd.com/~/media/hd/en/files/doc/pdf/e_news2010/e_20100401.pdf) In 2014, the group acquired UK insurer Canopius, and Sompo Japan and NIPPONKOA merged as Sompo Japan Nipponkoa Insurance; the holding company was renamed Sompo Japan Nipponkoa Holdings. [33](https://www.sompo-hd.com/~/media/hd/en/files/news/2014/e_20140502_1.pdf) [34](https://www.sompo-hd.com/en/company/summary/history/)

The holding company adopted the name Sompo Holdings, Inc. in 2016. [35](https://www.sompo-hd.com/en/news/topics/2016/20161001_1/) In 2017, it completed the acquisition of Endurance Specialty Holdings and launched Sompo International; later that year it announced the transfer of Canopius. [36](https://www.sompo-hd.com/-/media/hd/en/files/news/2017/e_20170329_1.pdf?la=ja-JP) [37](https://www.sompo-hd.com/-/media/hd/en/files/news/2017/e_20170901_2.pdf?la=ja-JP) In 2025, Sompo agreed to acquire Aspen Insurance Holdings, completing the acquisition on February 24, 2026. [38](https://investor.aspen.co/news/news-details/2025/Sompo-to-Acquire-Aspen-for-3-5-Billion/default.aspx) [39](https://www.sompo-hd.com/-/media/hd/en/files/news/2026/e_20260224_1.pdf?la=en)
[40](https://app.finbar.com/go?id=D317246)[30](https://www.sompo-hd.com/en/ir/data/annual/online2019/history/)[31](https://www.sompo-hd.com/-/media/hd/en/files/ir/materials/annual/backpdf/sompo/2006/s-2006-all.pdf?la=en)[32](https://www.sompo-hd.com/~/media/hd/en/files/doc/pdf/e_news2010/e_20100401.pdf)[33](https://www.sompo-hd.com/~/media/hd/en/files/news/2014/e_20140502_1.pdf)[34](https://www.sompo-hd.com/en/company/summary/history/)[35](https://www.sompo-hd.com/en/news/topics/2016/20161001_1/)[36](https://www.sompo-hd.com/-/media/hd/en/files/news/2017/e_20170329_1.pdf?la=ja-JP)[37](https://www.sompo-hd.com/-/media/hd/en/files/news/2017/e_20170901_2.pdf?la=ja-JP)[38](https://investor.aspen.co/news/news-details/2025/Sompo-to-Acquire-Aspen-for-3-5-Billion/default.aspx)[39](https://www.sompo-hd.com/-/media/hd/en/files/news/2026/e_20260224_1.pdf?la=en)

## Sources

1. [Sompo Holdings, Inc. — Press release (2026 Y), p16](https://app.finbar.com/go?id=P156044206)
2. [Sompo Holdings, Inc. — Press release (2026 Y), p17](https://app.finbar.com/go?id=P156044209)
3. [www.sompo-hd.com](https://www.sompo-hd.com/en/company/aspiration/)
4. [Sompo Holdings, Inc. — Press release (2026 Y), p17](https://app.finbar.com/go?id=P156044213)
5. [www.sompo-hd.com](https://www.sompo-hd.com/en/group/overseas/)
6. [Sompo Holdings, Inc. — Press release (2026 Y), p7](https://app.finbar.com/go?id=T17991882)
7. [www.sompo-hd.com](https://www.sompo-hd.com/en/csr/esg/data/)
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14. [Sompo Holdings, Inc. — Full financial report (2026 Y), p162](https://app.finbar.com/go?id=P20102530)
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20. [Sompo Holdings, Inc. — Full financial report (2026 Y), p187](https://app.finbar.com/go?id=P112634125)
21. [Sompo Holdings, Inc. — Full financial report (2026 Y), p97](https://app.finbar.com/go?id=P80862228)
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23. [Sompo Holdings, Inc. — Full financial report (2026 Y), p197](https://app.finbar.com/go?id=P84281700)
24. [Sompo Holdings, Inc. — Full financial report (2026 Y), p277](https://app.finbar.com/go?id=T13254906)
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26. [Sompo Holdings, Inc. — Full financial report (2026 Y), p86](https://app.finbar.com/go?id=P81980480)
27. [Sompo Holdings, Inc. — Press release (2026 Y), p14](https://app.finbar.com/go?id=P156044198)
28. [Sompo Holdings, Inc. — Press release (2026 Y), p16](https://app.finbar.com/go?id=T17991891)
29. [Sompo Holdings, Inc. — Press release (2026 Y), p14](https://app.finbar.com/go?id=P156044197)
30. [www.sompo-hd.com](https://www.sompo-hd.com/en/ir/data/annual/online2019/history/)
31. [www.sompo-hd.com](https://www.sompo-hd.com/-/media/hd/en/files/ir/materials/annual/backpdf/sompo/2006/s-2006-all.pdf?la=en)
32. [www.sompo-hd.com](https://www.sompo-hd.com/~/media/hd/en/files/doc/pdf/e_news2010/e_20100401.pdf)
33. [www.sompo-hd.com](https://www.sompo-hd.com/~/media/hd/en/files/news/2014/e_20140502_1.pdf)
34. [www.sompo-hd.com](https://www.sompo-hd.com/en/company/summary/history/)
35. [www.sompo-hd.com](https://www.sompo-hd.com/en/news/topics/2016/20161001_1/)
36. [www.sompo-hd.com](https://www.sompo-hd.com/-/media/hd/en/files/news/2017/e_20170329_1.pdf?la=ja-JP)
37. [www.sompo-hd.com](https://www.sompo-hd.com/-/media/hd/en/files/news/2017/e_20170901_2.pdf?la=ja-JP)
38. [investor.aspen.co](https://investor.aspen.co/news/news-details/2025/Sompo-to-Acquire-Aspen-for-3-5-Billion/default.aspx)
39. [www.sompo-hd.com](https://www.sompo-hd.com/-/media/hd/en/files/news/2026/e_20260224_1.pdf?la=en)
40. [Sompo Holdings, Inc. — Full financial report (2026 Y)](https://app.finbar.com/go?id=D317246)

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